Whenever I meet with a new client, I prepare a list of questions about their business - both macro and micro. The answers are always diverse and informative - no business has the same issues.
Now matter how many business owners I've met with, however, there is one question they all agree on:
Are you satisfied with your health insurance plan?
The answer given by all, of course, is a resounding "no".
Every October should be the time for businesses to re-evaluate their current benefits program and consider different providers or different options. Health Savings Accounts, for example, have gained some popularity but are not widely known.
And I'm constantly amazed that more businesses don't utilize a Premium Only Plan.
A good start in the struggle to evaluate what's best for your business is this article by Tom Murphy of the Associated Press.